North Florida's #1 Source for
Damaged Credit HomeOwnership

 
 
 
 
 

Owner Financing & Lease Purchase Opportunities Now!

 
Featured Listings

Owner Financing - No Bank Qualifying ! WORK for EQUITY! Great Location - Huge Lot !!

3.00 Bed/ 2.00 Bath


Owner Financing, No Banks Necessary! Walk to Wholefoods! Large Master Suite Lanai & More!

5.00 Bed/ 2.00 Bath


OWNER FINANCING Master Suite, Huge Private Yard Lanai Move-in Tomorrow!

4.00 Bed/ 2.50 Bath


Immaculate, Lg Deck on a Creek LEASE PURCHASE- No Banks Needed!

4.00 Bed/ 2.00 Bath


Owner Financing No Banks Needed - Huge Master Suite! Stone Fireplace

3.00 Bed/ 2.00 Bath


RENT TO OWN Executive Lakefront home Damaged Credit OK! More-in Today!

4.00 Bed/ 2.00 Bath


Lease Purchase DAMAGED, BRUISED or SLOW Credit OK! Gorgeous Stone Front

3.00 Bed/ 2.00 Bath


Great Location! Owner Financing, No Bank Qualifying Move in tomorrow! Must see!

3.00 Bed/ 2.00 Bath

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Become a Homeowner with
No Bank Qualifying!
 
Quality Homes offered to you on
Owner Financing & Lease Purchase
 
HOME VALUES ARE ON THE RISE!
In fact its being reported we’re not likely to ever see home prices this low ever again. Now is the best time in the past 60 years to buy your new dream home!
 
NOW’S THE TIME TO BUY YOUR NEW HOME!
 
Advantages of Buying Your New Home with our TAILORED OWNER FINANCING
 
NO BANKS NECESSARY – No longer have to deal with controlling and picky lenders or banks!
PERFECT CREDIT NOT REQUIRED Slow, no, poor, bruised or damaged credit is acceptable with us!
EASY QUALIFYING - Your down payment IS your qualification! Making now the perfect time to buy!
LOW CLOSING COSTS –Normally closing cost is 3% to 5% and more, however without an institutional lender involved there are no loan or discount points to pay!                                                
EASY TO SELL IN THE FUTURE – When or if you decide to sell your new home in the future it will be far easier because we may allow your new buyer to assume the mortgage or we’ll buy the home back, if you choose – something a institutional lender will never do for you! You could make thousands of dollars when or if you choose to sell in the future!
MORE FLEXIBLE – Far more flexible terms and conditions than you would ever get from an institutional mortgage lender! WE DO ALL WE CAN TO WORK WITHIN YOUR TERMS!
LOWER DOWN PAYMENT in most cases, especially if you have less-than-perfect credit history. We may even be able finance a portion of the down payment for you!                                 
LOWER MONTHLY PAYMENT in many cases, especially if you have less-than-perfect credit!
LOWER INTEREST RATES – No one can compete with our low rates! When possible, we try to set the interest rate where it makes sense to keep the monthly payment in-line with your needs!                      
IMPROVED CREDIT RATING – We’ll report positively to the credit bureaus and other creditors on your behalf allowing you to improve your credit rating now and in the future! This alone will save you thousands of dollars!
MOVE INTO YOUR NEW HOME SOONER - Faster closing–if you choose–than traditional home buying! No waiting for “process”.
FREE CREDIT RESTORATION – No matter your past credit history, we can work with you to help improve your credit rating saving you thousands on not only your new home but on nearly everything you purchase in the future! This may even allow you to drive a nicer car, obtain higher-quality appliances and fine china in your kitchen, perhaps a riding lawn mower or Jacuzzi & More! 
NO MORE THROWING AWAY MONEY ON RENT! – Granted, it certainly will not last for much longer because of increasing home prices, however buying now is in many cases less than or similar to renting! And of course when you buy your new home, your money is working for you, not some landlord or major corporation!                                  
SAVE THOUSANDS! - Since home values are on the rise again, there’s
never been a better time to buy! No doubt about it - we will never see home prices this low again in our lifetime.
NOW’S THE TIME TO BUY
YOUR NEW HOME!
 
Who are our Specialized Purchase Programs designed for?
 
Well-deserving folks who may have one of more of the following situations:
* Poor, Bruised or Damaged credit
* No or Slow credit history
* Debt ratio issues and challenges
* Self employed or soon to be / want to be
* Starting over or getting back on your feet
* Waiting to sell a present or previous home
* Tired of dealing with real estate agents, etc.
* Fed up with institutional lenders and banks
* Anyone else who wants to take advantage of the freedom and flexibility that Owner Financing and Lease Purchase offers You!
 
We have Countless SUCCESS STORIES!
Will your family be our next thoroughly thrilled homeowners?
 
For the last couple of years I’ve been trying to buy a house but because of past credit problems I was unable to do this. Not until I saw an article in the newspaper. It said that I could buy a house without qualifying. First I DIDN’T BELIEVE IT WAS REAL, then I met Rich Sadler and within thirty days we were moving into our home. I would advise anyone with the same problem, who could come up with a down payment to give Apex Management a try.                    A Culmer
   
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When you’re self employed and want to purchase a home it can be tough sometimes to find a homeowner that’s willing to work with you.
The Lease Purchase that Rich Sadler structured for me enabled me to live in my new home right away while we were getting all the other things in order to close.
 
Rich and Apex Management made it EASY FOR ME TO OWN AND TOOK OUT ALL THE HASSLES including most of the paperwork. And even the mortgage broker that they put me in touch with was great. It couldn’t have been easier.
 
I would encourage anyone thinking about buying a home to allow Rich to and his team to help you.  A Mohammed
 
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One year ago I came to Rich with the desire to become a homeowner. With damaged (beyond repair) credit and little money as a down payment. Drowning in the dilemma of renting and not profiting. THANK YOU for opening the door for me and giving me the chance to become a FIRST TIME HOWMEOWNER!
 
Today – after keeping my payment obligations, I am signing my contract to start making MORTGAGE payments instead of just paying rent! Words cannot express the joy this brings!
 
Thanks for having faith in me, patience with me, and for going the extra mile to make sure I received proper maintenance and financing.     M. Jones
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My wife and I entered a Lease Option in Florida. We made our payments faithfully but the owner of the property did not. We didn’t find this out until the bank foreclosed on the property two years later.
 
When I met Rich Sadler you can imagine my doubt and lack of trust. But we decided, after a little research to enter into another Lease Option with Rich and we now own the home we choose. RICH HAS ALWAYS DONE WHAT HE PROMISED and even worked with us on the minimal down payment and closing cost. Thank you Rich and Apex!           J. & O. Oneida
 
Check our recorded
Home-For-Sale Hotline
24 hours a day, 7 days a week
Call: 904-350-0433
 
STOP RENTING AND MAKE HOMEOWNERSHIP A REALITY TODAY!
 
Your friends will be green with envy when you tell them you got the deal of a lifetime on a new home and you didn't have to hassle with banks, realtors, closing attorneys or anyone else
Our Owner Financing and Lease Purchase Home Programs offer Free Credit Repair and Restoration!
We are confident that nobody will work harder than us to get you into a home! DON’T YOU OWE IT TO YOURSELF TO BUY FROM APEX?

 

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